
Currently, we have a system in which you can obtain health insurance by your employer or buy it on your own. The majority of working people have employer-based insurance which is when the individual pays a percentage of the insurance through co-payments and/or deductibles and the employer pays the remaining cost. However, if you dont get the insurance through your employer then the individual is responsible for 100% of the cost. roughly average Americans have an health maintenance organization (Health Maintenance Organization) provided through their employer. HMO plans continue coverage at reasonable costs but only covers care given by certain doctors at bottom that network who have promised to only provide selective serve to their patients. On the other hand, there are PPOs (Proffered provider Organizations) which may also be offered through an employer. PPOs offer more flexible coverage but are more expensive than HMOs. With a PPO you can see any doctor you like,... If you want to get a full essay, lodge it on our website: Ordercustompaper.com
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